Have you ever felt the guilt of failure? Good. You’re on the right track. That’s a scary thing. Most people view failure as a lameness and not opportunity. You actually understand that you’re shooting yourself in the foot but continue the reckless behavior. Why?

Being comfortable is a curse. Forget the difference in the generations argument. Nevermind the “parents didn’t prepare me” excuses.

We’re all adults here. Let’s be real. What it comes down to it, if it’s important enough, it gets done.

I’m excited to talk about this new idea with readers because it transfers the accountability and immediately it feels less like an obligation and more like an opportunity. The knowledge comes after.

There’s so much that goes into success. One thing is for sure. There is no such thing as luck. Success is never an accident. The accountability that comes when you admit that you are the owner of your own actions, not luck, not the universe. The intentionality of making a plan and sticking to it even when you’re worn down, at your worst, feeling vulnerable, or doubting yourself. When you feel these feelings, you’ve already lost.

I had a difficult time with this. I still remember being embarrassed when I wrote down my debt on paper. Ugh, the despair. But I carried that sticky note in my billfold for months. It was always on my mind. When I finally was tired of carrying that weight with me everywhere, that’s when things changed.

I wrote it all down. Of course, I had a planner and an address book and I used those things to ease the anxiety of lacking real control over my time and money.

When I did start recording my income, the trends in my spending, I started setting goals. No eating out during the week. Keep all the coins and consolidate on Sunday’s. Wait 48 hours to purchase items on Amazon, so you know it’s real. These hacks helped me stay focused on what really matters: paying off my debt so I can keep all my money instead of making payments to Sally Mae. The numbers helped create a path and then finally it was a race. And through this process, I learned to trust myself. I learned to depend on myself.

There was so much that went into this process. You can call it what you want. Sometimes it was an uphill climb, a tumble into a trench, an unsure stroll through a fog, a sprint through the sand. But the journey makes us stronger. We learn to trust our methods. Being comfortable is a curse. And looking in the mirror and trusting yourself to love yourself enough to stick to a plan is all a part of the plan.

It’s scary to really see your mistakes in numbers. And there’s something good about separating feelings and finance. Money from emotion. But sometimes that can be our greatest tool. It helps us consolidate that there were errors made and gauge how far down the rabbit hole we really are.

Most people know that what they are doing isn’t good. But they do believe it’s best. I definitely still slip into that mentality on a daily basis. Even when I want to justify impulse purchases, I know that it’s a set back in disguise.

We are all capable of leveling up. People do it every day. The exciting part is that once you learn to trust and depend on yourself to be your own accountability partner, then you access your true potential.



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